Banks keep data 10–15 years.
That's well inside the window when quantum code-breaking is expected. Data stolen today is still secret-sensitive when it can be unlocked.
The clock is already running
Your data is being stolen today — to be unlocked tomorrow.
Attackers are copying your encrypted data now and storing it until quantum computers can break it. It's called "harvest now, decrypt later." If your records must stay secret for more than a few years, the theft has effectively already happened. JAQL gets you quantum-safe — delivered as a service, inside your own systems, in 90 days.
The RBI has constituted the Q-SAFE committee. The clock has started. Its report — and the compliance mandate that follows — is due within months. The banks that begin their cryptographic inventory now will be ready. The ones that wait will pay up to 3× the cost under an emergency window, in half the time, under maximum pressure.
Starting your migration in 2028 means finishing too late. The institutions that are quantum-safe in 2031 are building their inventory today.
The chocolate-bar moment
The physics is already out of the lab.
In 1945, Percy Spencer was building radar in a defence lab when the chocolate bar in his pocket melted. Twelve years later, the same physics was the microwave in every kitchen.
Quantum is at exactly that doorway now. The physics is published. The NIST standards exist. The threat is active.
The only question is whether your bank moves while the path is still clear.
Why this is urgent
Three reasons the deadline is already in the past.
Regulators have set deadlines.
Post-quantum encryption standards are finalised. Migration timelines are coming. This becomes a compliance requirement, not a choice.
Migration takes years if you start late.
Finding every place you use old encryption and replacing it is a long road. The safe time to start is now.
Thought leadership
Why 2028 is the event horizon.
The RBI has constituted the Q-SAFE committee with a report due within months. Banks hold data for 10–15 years, so material encrypted today is still sensitive when quantum code-breaking is expected. "Harvest now, decrypt later" theft is already active. Published in International Quantum Magazine.
What JAQL does
Four plain steps. One quarter.
1. Map exposure
We map where you're exposed — every place old encryption is used today.
2. Prioritise
We prioritise what to fix first based on data sensitivity and retention horizon.
3. Deploy
We deploy quantum-safe protection inside your own systems — your data never leaves your building.
4. Audit trail
We give you an audit trail your regulator accepts.
For CISOs / technical readers — open the deeper detail
We implement NIST-finalised post-quantum algorithms (ML-KEM/Kyber for key encapsulation, ML-DSA/Dilithium for signatures) alongside hybrid TLS so existing systems remain interoperable. Where physical-layer secrecy is needed (defence, inter-site links), we deploy HIQTF — our patent-pending Hybrid Intermediate-node Quantum Transmission Framework — which removes the trusted-node assumption from classical QKD architectures.
Roll-out is staged: crypto-agility instrumentation first, then prioritised migration by data half-life, then continuous attestation. Everything runs inside your VPC, on-prem, or air-gapped environment.
The roadmap
Your quantum-safe journey: five phases, honest costs.
Validated framework for a large scheduled commercial bank. Costs are honest ranges, not quotes.
1
Cryptographic Asset Inventory
Map every key, certificate, and encrypted flow. Banks find 35–50% more crypto surface than their registers show. The phase most skip — and the one without which every later decision is a guess.
2
Quantum Risk Scoring & Prioritisation
Rank assets by data sensitivity, retention, and vulnerability so the highest-risk data is protected first. QAOA-inspired optimisation.
3
Algorithm Selection & Architecture
Select ML-KEM, ML-DSA, SLH-DSA; review HSM firmware; design a hybrid architecture running old and new algorithms in parallel.
4
Hybrid Deployment & Testing
Never a hard cutover — always parallel. Validate latency against UPI, RTGS, and SWIFT throughput before expanding.
5
Regulatory Attestation & Cutover
Asset-class-by-asset-class cutover, RBI audit-ready documentation, board sign-off, CERT-In readiness.
Total: ₹25–65 crore over 3–5 years for a large scheduled commercial bank — versus 2.5–3× that under an emergency mandate, and far more after a breach of harvested data.
Validated framework · Jumpstart AI & Quantum Labs.
PQC Readiness Scorecard
Benchmark your institution in 2 minutes.
Built for CISOs, CTOs and risk teams in Indian banking. Instant score, three tailored next steps, detailed report by email.
Proof & credibility
Patent-pending, published, standards-aligned.
Patent-pending architecture (HIQTF). Journal publication in press. Aligned with current post-quantum encryption standards.
Why JAQL, not a slide deck
We've been inside the problem. We build it — we don't just advise.
Most who say "quantum-safe" send you a slide deck. JAQL has built production quantum-cryptographic infrastructure in regulated banking environments: HIQTF (our patent-pending zero-trusted-node transmission framework), StressTrace (cognitive defence for the SOC during migration), and QAOA-inspired risk scoring.
We understand the five things this problem demands at once — quantum physics, cryptographic engineering, banking operations, regulatory compliance, and delivery — because we live there. When you work with JAQL, the people who built the science are in the room.
Find out what's exposed — in 30 minutes.
A working demo on synthetic data. We map the risk live, in front of you.